Patents in subclass Registers/Banking Systems

Parent class: Registers


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Number Patent title Issue Date
07407090 Dispensing of currency

Among other features, a cash dispenser includes a paper path arranged between an opening in a money box through which currency can be withdrawn for dispensing to a customer at a dispensing location that is spaced apart from the opening in...
08/05/2008
07407091 ATM with stack transporter for bulk note deposit

An ATM can accept a bulk stack of currency notes for deposit from a customer. The ATM includes a stack transporter (400) that can rotate an accepted stack while relocating it to a predetermined location inside of the machine. The stack...
08/05/2008
07407094 Wireless payment method and systems

A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the...
08/05/2008
07407095 IPOS transaction terminal

Apparatus and methods for translation processing. The apparatus may be a transaction system including a keypad, a circuit for interacting with the transaction customer and a link communicatively connecting the keypad and the...
08/05/2008
07408784 Computer chassis assembly

A computer chassis assembly having a base with a plurality of connectors and guides is adapted to snap into and out of a universal mounting bracket. The chassis assembly further includes a midsection adapted to house a plurality of...
08/05/2008
07404515 Cash dispensing automated banking machine diagnostic system and method

A automated banking machine (10) and method of operating the machine is provided. The method comprises causing with a terminal application, at least one transaction function device of the automated banking machine to operate through at...
07/29/2008
07405724 Automated banking machine and method

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged...
07/29/2008
07401729 Self service terminal

A self service terminal comprises a keyboard including a plurality of separate, individually operable keys having user engageable surfaces. Each key includes a display having an image thereon which is produced by electronic ink. The...
07/22/2008
07401730 Self-service deposit method and apparatus

A self-service deposit terminal for bank notes, in the deposited notes are subjected to an acceptance procedure in which the deposited notes are passed through a note validator and a decision is made regarding the validity of the notes,...
07/22/2008
07401731 Method and system for implementing a card product with multiple customized relationships

According to one embodiment, the present invention relates to a method and a system for implementing a card product or access mechanism with multiple relationships with an issuing entity (e.g., bank, etc.) where each relationship may be...
07/22/2008
07398917 Payment V.I.P. card

This invention relates to a universal financial product and enables to use it for managing money resources, e.g., sums being on a personal account. The housing of the pay card may be made of a precious or rare metal, bone, finewood; the...
07/15/2008
07398919 Transaction card system and approach

A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a...
07/15/2008
07401043 Method and system for issuing securities and fixed rate financing instruments, method for establishing a market with the system

An issuing system for a newly-issued security or fixed rate financing instrument includes a server and a plurality of issuing machines connected to the server via a network. Each of the issuing machines receives an ID recording medium...
07/15/2008
07401051 Automated teller machine system and method relay center

Automated teller machine systems and methods for reducing system development efforts by financial institutions and for providing a financial transaction system that is adapted for using one or more common ATMs. In addition, systems and...
07/15/2008
07401264 Fault monitoring and notification system for automated banking machines

A system operates to receive status messages from banking machines (12) operating in a network (14). The messages are received by an event management system (20) operating at least one computer (54). The computer is in operative...
07/15/2008
07395958 Conducting monetary transactions with minimal coin transfer

When a monetary transaction is made between a merchant and a customer, some or all of the change owed to the customer will be transferred to a data storage card carried by the customer. Instead of receiving the change in the form of...
07/08/2008
07395965 Mobile bulk depositor

A free-standing bulk depositor includes wheels or other mechanical contrivances that enable the unit to be moved from place to place, for example to different tables on the floor of a casino, and includes various currency and/or document...
07/08/2008
07392934 Transaction accounting processing system and approach

Accounting data is classified to facilitate transaction processing and management. According to an example embodiment, data based rules are implemented for classifying transaction-related data into accounting categories. Accounting...
07/01/2008
07392935 Method and apparatus for accepting check deposits via the internet using browser-based technology

A browser plug-in to drive a device for securely transmitting documents in real-time over the Internet into an enterprise's computing environment is provided. Leveraging the Check Clearing for the 21st Century Act, a system and method for...
07/01/2008
07392936 Card reading arrangement involving robotic card handling responsive to card sensing in banking system

A banking facility includes therein plural customer stations and a service provider (SP) station. A robotic device acts as an intermediate item handling device between a customer and service provider. The robotic device can access each...
07/01/2008
07392937 Card reading arrangement involving robotic card handling responsive to card sensing at a drive-up automated banking machine

An automated banking machine is located adjacent a vehicle drive-up lane. The machine includes a card reader device, a cash dispenser device, and a robotic item handling device having a gripper. An item transfer area is accessible to both...
07/01/2008
07392938 Cash withdrawal from ATM via videophone

Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used to capture an image of the ATM's...
07/01/2008
07392940 In-lane money transfer systems and methods

The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification from a vendor location (360), and verifying...
07/01/2008
07395241 Consumer-directed financial transfers using automated clearinghouse networks

Consumer directed transfers of funds over the Internet are provided by a combination of systems and networks, including the Internet, email, and the Automated Clearinghouse system (ACH). A host system provided by a funds transfer service...
07/01/2008
07389912 Method and system for creating banking sub-accounts with varying limits

A system for providing credit card sub-accounts with varying credit limits is useful to consolidate many accounts into one account. The present invention allows a user to add others to an existing account with the safety of setting credit...
06/24/2008
07389913 Method and apparatus for online check processing

Methods and apparatus for processing an online payment for an item. In one implementation, the method includes receiving information from a user corresponding to online payment for an item. The information from the user is received...
06/24/2008
07389914 Method of capturing and communicating correlated data of check transaction at card reading automated banking machine

A system and method is carried out in connection with a card actuated automated banking machine. The automated banking machine is operative to receive checks and dispense cash to users. The automated banking machine is operative to...
06/24/2008
07389916 Method and apparatus for controlling rented or leased or loaned equipment

A method and apparatus relating to the renting, leasing and/or loaning of electronic equipment operable and/or controllable by a computer, wherein one entity not in physical possession and/or control of the equipment desires control over...
06/24/2008
07391897 Automated check processing system with check imaging and accounting

A document processing system comprises an input receptacle for receiving documents. A transport mechanism receives the documents from the input receptacle and transports the documents past an image scanner and a discrimination unit. An...
06/24/2008
07392221 Methods and systems for identifying early terminating loan customers

Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the...
06/24/2008
07392222 System and method for providing promotional pricing

A system and method for providing promotional pricing is disclosed. One or more pricing offers may be provided to a plurality of credit accounts, wherein the pricing offers may be directed to transactions associated with particular...
06/24/2008
07387236 Dispensing of currency

Among other features, a cash dispenser includes a paper path arranged between an opening in a money box through which currency can be withdrawn for dispensing to a customer at a dispensing location that is spaced apart from the opening in...
06/17/2008
07387237 Computerized banking device and method of use

The present invention is banking device that has a slot on the top surface to accept coins and contains therein a locking reservoir for the collection of change. A money sorter is used to count the deposited money. The reservoir is...
06/17/2008
07387240 System and method of secure information transfer

Information may be securely transferred from a first device to a second device over an open network by transferring software to the first device and executing the software. Data representing the information is entered at the first device...
06/17/2008
07383986 Integrated clam shell PC platform

A POS platform includes a substantially closed housing adapted to be seated on top of an associated cash drawer, with a first opening that is sized to receive the PC. The housing also has at least one second opening for permitting passage...
06/10/2008
07386511 Methods and systems for processing financial instrument deposits

The present invention comprises a program product, system and method for deposit processing using check images. In one embodiment of the present invention, the program product comprises machine-readable program code for causing, when...
06/10/2008
07380707 Method and system for credit card reimbursements for health care transactions

According to one embodiment, the present invention relates to a method and a system for reimbursing credit card transactions for health care services and/or products. An exemplary method and system may involve registering a user for...
06/03/2008
07383230 System and method for the efficient exchange and pricing of services and intangible works

An exchange system for intangible goods comprises a first user system, a second user system, a registry system, a clearinghouse system and a hash module coupled for communication with each other. The first and second user systems includes...
06/03/2008
07377423 Apparatus and method for processing bank notes

The present invention relates to an apparatus and method for processing bank notes present as separate deposits. To improve the processing reliability of the individual deposits, it is provided that the beginning and/or end of each...
05/27/2008
07377424 Automated banking machine with bezel including an opening and a movable gate

An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the...
05/27/2008
07377425 Method and system of evaluating checks deposited into a cash dispensing automated banking machine

An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the...
05/27/2008
07377427 Method, apparatus and POS system for processing credit card transactions associated with POS sales

A method apparatus and POS system for processing credit card transactions associated with POS sales to inhibit illegal credit card use. The method involves reading magnetic stripe information including the credit card number from the...
05/27/2008
07377446 IC card

To provide an IC card, which secures satisfied flatness of the card surface to achieve good printing properties on the card surface. An IC card has a core layer which includes a plurality of sheet materials wherein inner core sheets...
05/27/2008
07379916 System and method for private secure financial transactions

A clocked authentication, authorization and accounting (CAAA) system and method offers private and secure credit/debit card online and offline financial transactions (FT) including an embedded privacy and security layer (EPSL)...
05/27/2008
07374079 Method for providing banking services by use of mobile communication system

A method of providing banking services by use of a mobile communication system having a removable built-in integrated circuit (IC) card chip in which personal identification number (PIN) information and related information on financial...
05/20/2008
07374080 System and method for securing the initialization of an inherently non-secure Smartcard controller

A system and method for securing the initialization of a Smartcard controller and a Smartcard terminal incorporating the system or the method. In one embodiment, the system includes: (1) a firmware loader associated with a Smartcard...
05/20/2008
07374100 Mobile terminal having smart card coupled with RFID tag and method for performing RFID function in such mobile terminal

Disclosed is a mobile terminal equipped with a smart card coupled with an RFID tag and a method for performing an RFID function in the mobile terminal. The smart card includes a user information processing section for storing user...
05/20/2008
07370792 Automated transaction machine

An ATM apparatus having a bulk sheet acceptor. The sheet acceptor is mounted in movable relation relative to a chest portion of the ATM. Access to an interior of the sheet acceptor for servicing may be made through an access opening. A...
05/13/2008
07373521 Semiconductor IC, information processing method, information processing device, and program storage medium

A program supplied from a personal computer via an interface 31 is processed according to a program stored in a ROM 36, developed in a RAM 33, and executed by a CPU 32. Data resulted from the program execution is stored into a nonvolatile...
05/13/2008
07367492 Cash dispensing automated banking machine diagnostic device

An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first...
05/06/2008

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